When the carrier lowballs you, appraisal is your leverage.
Most policies contain an appraisal clause — a powerful tool to resolve valuation disputes outside of court. We know how to use it.
Stuck on value? There's a clause for that.
When you and your insurer can't agree on the amount of a covered loss, the appraisal clause lets each side name an independent appraiser to settle the difference.
It's one of the most effective — and underused — tools available to policyholders. But it only works when it's invoked correctly and argued by someone who knows the process.
USA Claims Corp invokes appraisal on your behalf, selects and directs your appraiser, and drives the process toward a resolution that reflects your true loss.
Invoke Appraisal
We trigger the clause correctly and on the right timeline.
Reinspection
Independent re-documentation of the full scope of loss.
Umpire Selection
Strategic selection of a fair, qualified umpire when needed.
Escalation
A clear path forward when negotiation alone stalls out.
Everything handled, nothing missed.
From the first inspection to the final check, here's what we take off your plate.
Start free assessment- Review of your policy's appraisal clause
- Formal demand for appraisal
- Appointment of your independent appraiser
- Full re-documentation of the loss
- Umpire selection & coordination
- Presentation of your valuation
- Negotiation through to award
- Guidance on next steps if unresolved
Been offered less than your loss is worth? Let's talk appraisal.
Your assessment is free and comes with zero obligation. If we don't recover for you, you don't pay our fee.